Why You Should Not Make Any Major Credit Purchases
Resources David Wuertz December 25, 2025
Resources David Wuertz December 25, 2025
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
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With $130M+ in closed transactions and 225+ homes sold, David Wuertz brings a refined level of expertise to Idaho real estate. As Owner & Broker of Wuertz Real Estate, he delivers personalized representation and elevated service throughout the Treasure Valley.